Category Archives for "FDCPA"

Consumer Law

By any measure, the past decade has not been a particularly good one for consumers. We have seen banks and other financial institutions turn consumer's homes and wealth into straw, credit reporting agencies turn consumer financial privacy into a money making mill for themselves and debt collectors and their collection "lawyers" who use our overwhelmed […]

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Text Messaging and Federal Law

The Fair Debt Collection Practices Act is created to protect consumers from abusive or harassing conduct, false or misleading statements or unfair act by Debt Collectors.  Congress enacted the Fair Debt Collection Practices Act “to eliminate abusive debt collection practices by debt collectors” and to avoid debt collection activities that “contribute to … personal bankruptcies, […]

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Zombie Debt – The Debt that Keeps On Giving

As the Courts are well aware, from the multitude of collection cases which they see filed each and every week, debt buying is a fast-growing business of which this court plays a critical part in the debt buyer’s business model. According to an industry group, the Debt Buyers Association: “The face value of all such […]

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Wrongful Garnishments and Collections

If you have had a wrongful garnishment by the collection law firm Meyer and Njus out of Minnesota, then contact Rex Anderson PC. We have accumulated evidence that Meyer and Njus have wrongfully garnished tax refunds after already being paid in full by judgment debtors. We also have evidence that they have attempted wage garnishments […]

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The Federal Government Views the Current Debt Buying and Selling Industry as “Broken.”

Not surprisingly, the quality of information that debt buyers obtain is often extremely poor. “Collecting Consumer Debts: The Challenges of Change: A Federal Trade Commission Workshop Report (February 2009),” pp. iii-iv, states: “The FTC believes that there are currently two major problems in the flow of information in the debt collection system. The first major […]

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